XCO Credit

Dear Valued Buyer,

XCO Group (Pty) Ltd is proud to announce XCO Credit a partnership with a revolutionary company called InvoSet South Africa (Pty) Ltd. InvoSet is an online cash flow system that aims to bridge the Buyer-Supplier business relationship by asssisting Buyers to pay their Supplier Cash on Delivery, while simultaneously offering Buyers extended terms and flexible repayment amounts.


Get extended payment terms, from 30 days up to 180 days, which helps you to improve your cash flow.


how it works
  1. Online registration at https://buyer.invoset.co.za/buyers/register
  2. Get credit approval
  3. XCO Group (Pty) Ltd will generate an online invoice.
  4. XCO Group (Pty) Ltd submits the invoice online and you will be notified electronically.
  5. InvoSet then pays XCO Group (Pty) Ltd COD and collects the payment from you only on the dates selected by you.
  6. Competitive interest rates depend on your choice of payment terms.


  1. Your business must be trading for a minimum 2 years
  2. Turnover per month averages a minimum of R75000
  3. No Judgements against the company.
  4. No Return debit orders on the companies bank statements.


  1. Company registration documents
  2. Directors ID's
  3. 3 full months bank statements
  4. Annual Financial Statements
  5. Latest management accounts
  6. Debtors and Creditors age analysis
  7. Signed resolution: The resolution must be signed by all active directors
  8. Terms and Conditions: Upon approval based on the above criteria, you will receive an email with a link requiring you electronic signature. This is the Final Step to activate your InvoSet account.